Legal

B & B Wealth Legal Hub

Last updated: October 2, 2025

1.1 Our Services

B & B Wealth provides discretionary and non-discretionary portfolio management, investment advisory, and related financial services. Use of our website does not create a client relationship. Formal services are only provided under a signed Independent Client Agreement.

1.2 No Offer or Advice

All website content is for informational purposes only. Nothing here constitutes financial, legal, or tax advice. You should seek professional advice before making investment decisions.

1.3 Fees

  • Management Fee: 2.5% of AUM per annum (charged quarterly in advance).
  • Performance Fee: 15% (profits above ₦1m) or 30% (profits below ₦1m), charged bi-annually in arrears.
  • Third-party fund manager fees (where applicable).

1.4 Liability

We are not liable for investment losses except where caused by wilful misconduct, gross negligence, or bad faith.

1.5 Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.

2.1 What We Collect

  • Personal identification data (e.g., name, ID numbers).
  • Contact details (email, phone, address).
  • Financial information (bank details, assets, transaction history).
  • Technical data (IP address, device/browser info, cookies).

2.2 How We Use It

  • To provide and manage investment services.
  • To comply with regulatory obligations.
  • To verify identity and prevent fraud.
  • To improve services and communications.

2.3 Your Rights

Under NDPR and applicable laws, you have rights to access, correct, delete, and restrict processing of your data.

3.1 What Are Cookies?

Cookies are small files stored on your device that improve website functionality and user experience.

3.2 Types We Use

  • Necessary Cookies – Enable site operation.
  • Performance Cookies – Track usage patterns.
  • Functionality Cookies – Remember preferences.
  • Advertising Cookies – Deliver relevant content (only with consent).

3.3 Managing Cookies

You can control cookies through browser settings, though this may affect site performance.

4.1 No Advice

This website does not constitute financial advice or a solicitation to buy/sell investments.

4.2 Risks

All investments involve risk. Past performance is not indicative of future results.

4.3 Accuracy

While we strive for accuracy, we do not guarantee completeness or error-free content.

4.4 Limitation of Liability

We disclaim liability for losses arising from reliance on this website, except as required by law.

5. Contact Us

Get InTouch

Have a question or need assistance? We'd love to hear from you.
Reach out to us through any of the following ways and we'll get back to you soon.

Phone Numbers

Available during business hours

Call us directly for immediate assistance and quick support

09163465130, 08188890240

Email Address

Response within 24hrs

Send us an email for detailed inquiries and documentation

info@bbwml.com

Office Address

Mon - Fri, 9AM - 5PM

Visit us at our office location for in-person consultations

1st Floor Ogun House, Ralph Shodeinde Street, Central Business District, Abuja